A credit score is an instrument used by lenders to measure a borrower’s creditworthiness. It is based on a borrower’s credit history. Lenders use this to evaluate the probability that an individual will repay loans as and when due. A credit score can affect your financial life. This is because it can determine whether a lender can offer you credit

Every economy is made up of many different sectors. These sectors are made up of different businesses that provide goods and services to consumers, like the financial services sector. Here is all you need to know about financial services. Financial services are the different economic services that the financial industry provides to consumers. These include credit unions, banks, credit-card companies,